Calendar An icon of a desk calendar. Cancel An icon of a circle with a diagonal line across. Caret An icon of a block arrow pointing to the right. Email An icon of a paper envelope. Facebook An icon of the Facebook "f" mark. Google An icon of the Google "G" mark. Linked In An icon of the Linked In "in" mark. Logout An icon representing logout. Profile An icon that resembles human head and shoulders. Telephone An icon of a traditional telephone receiver. Tick An icon of a tick mark. Is Public An icon of a human eye and eyelashes. Is Not Public An icon of a human eye and eyelashes with a diagonal line through it. Pause Icon A two-lined pause icon for stopping interactions. Quote Mark A opening quote mark. Quote Mark A closing quote mark. Arrow An icon of an arrow. Folder An icon of a paper folder. Breaking An icon of an exclamation mark on a circular background. Camera An icon of a digital camera. Caret An icon of a caret arrow. Clock An icon of a clock face. Close An icon of the an X shape. Close Icon An icon used to represent where to interact to collapse or dismiss a component Comment An icon of a speech bubble. Comments An icon of a speech bubble, denoting user comments. Comments An icon of a speech bubble, denoting user comments. Ellipsis An icon of 3 horizontal dots. Envelope An icon of a paper envelope. Facebook An icon of a facebook f logo. Camera An icon of a digital camera. Home An icon of a house. Instagram An icon of the Instagram logo. LinkedIn An icon of the LinkedIn logo. Magnifying Glass An icon of a magnifying glass. Search Icon A magnifying glass icon that is used to represent the function of searching. Menu An icon of 3 horizontal lines. Hamburger Menu Icon An icon used to represent a collapsed menu. Next An icon of an arrow pointing to the right. Notice An explanation mark centred inside a circle. Previous An icon of an arrow pointing to the left. Rating An icon of a star. Tag An icon of a tag. Twitter An icon of the Twitter logo. Video Camera An icon of a video camera shape. Speech Bubble Icon A icon displaying a speech bubble WhatsApp An icon of the WhatsApp logo. Information An icon of an information logo. Plus A mathematical 'plus' symbol. Duration An icon indicating Time. Success Tick An icon of a green tick. Success Tick Timeout An icon of a greyed out success tick. Loading Spinner An icon of a loading spinner. Facebook Messenger An icon of the facebook messenger app logo. Facebook An icon of a facebook f logo. Facebook Messenger An icon of the Twitter app logo. LinkedIn An icon of the LinkedIn logo. WhatsApp Messenger An icon of the Whatsapp messenger app logo. Email An icon of an mail envelope. Copy link A decentered black square over a white square.

Would UK keep paying Scottish pensions?

Would UK keep paying Scottish pensions?

Sir, There is no doubt that Scotland has an ageing population. Correspondent Stuart Allan (letters, May 19) wrote suggesting that I’m trying “to frighten Scots into voting ‘no’.”

In fact, I suggested a viable solution to our dilemma. I suggested that existing pensioners should follow a policy of insisting that any future UK government should continue to pay our pensions.

In 1964, our mothers produced 104,000 babies. Last year (2013) Scottish births were 56,000. Eventually, those 56,000 are going to have to support pensioners born in the 1960s. A lot of those 1960s children have migrated out of Scotland. Even so, our pensioner proportion is larger and growing much faster than the UK.

We must find new tax revenues. One way would be to increase our taxes to, say, Norwegian levels. Basic income taxes are 28% in Norway and VAT is 25% on everything. Much higher than our current rates and not an acceptable solution. But Mr J C Brown (letters, May 24) claims UK taxpayers will agree to fund our pensioners, so he’ll vote “yes” with confidence.

Other “yes” voters, say there is yet another way. Scotland could increase both jobs and inward migration levels. The Yes argument is that an annual increase of 25,000 extra immigrants is do-able. While that annual inward migration would solve our pension problem, it would also need a massive investment in new housing and public services too.

The Yes campaign says that, free from the UK, we could borrow and invest to create the jobs those migrants would fill. Taxes the immigrants would pay would pay the pensions of Scotland’s growing army of pensioners.

There’s a small matter of the EU’s rules about borrowing that Greeks and Spaniards could tell us about.

So I agree with Mr Brown of Glenrothes: obliging Wales, Northern Ireland and England to pay our pensions is a neat idea. But will they agree? That is the question.

Andrew Dundas. 34 Ross Avenue, Perth.

No reason to find it offensive

Sir, Contrary to what George K McMillan (May 20) asserts and finds offensive, Allan MacDougall’s letter (May 17) does not, in my opinion, divide “those saying ‘no’ to independence into two extreme categories: rogues, and stick-in-the-muds.”

Mr MacDougall’s letter identifies these two groups and concentrates on the latter group but it does not follow that these two groups constitute the totality of the “no” supporters. Moreover, even if Mr McMillan had accurately interpreted Mr MacDougall’s letter, he has no good reason to find it offensive.

In such circumstances, he could criticise its analysis as crude and inaccurate (and I would agree) but to brand it offensive is to try to limit debate and discourage free speech at a time when it is particularly important.

As a frequent letter writer, Mr McMillan has often made uncomplimentary and denigrating statements about others. He should be one of the last people to find the letters you publish offensive.

Gordon Dilworth. 20 Baledmund Road, Moulin, Pitlochry.

Excellent series in The Courier

Sir, Well done The Courier for the excellent “What If” series last week, a thoroughly in-depth and impartial look at the consequences of independence. The item on electricity bills, something we all have to pay, was of particular interest. The Scottish Government’s pursuit of renewable energy targets by means of massive subsidies must inevitably mean more expensive energy in Scotland.

However, the assurance that the rest of the UK will buy that overpriced energy has a hollow ring considering the current Scottish Government supply contract is with EDF, a French company and also Europe’s largest generator of nuclear energy which presumably enables them to keep prices low. Never mind though, we can all save money by turning off a few lights and pulling on another sweater.

Mark Liddiard. North Mains, Strathallan, Auchterarder.

Just extreme Thatcherites

Sir, The victory of Ukip down south is yet another reason for voting yes in the referendum. Ukip have been helped by a wave of anti-immigration sentiment whipped up by downmarket tabloids in England.

The only subject Nigel Farage ever talks about is immigration. Ukip’s other policies are hidden.

They want to bring in an American-style health system where only those who can afford it get treatment. They support the imposition of a flat tax whereby millionaires pay the same as those on the minimum wage. Ukip want to restrict the right-to-strike, abolish maternity leave, environmental regulations and the Scottish Parliament.

They support austerity and have called for a further £77 billion in cuts over those already being enacted by the coalition.

Ukip are not a new phenomenon. They are extreme adherents of Thatcher’s ideology that so devastated Scotland in the past.

Alan Hinnrichs. 2 Gillespie Terrace, Dundee.

Figure doesn’t ring true

Sir, I was astonished to hear that the SNP have quoted the sum of £250 million to set up a new parliament (read new constitution and country) when it cost the Scottish taxpayer more than £400 million just to build one building (which, by the way, is now costing so much to maintain, they are thinking of starting again!)

Eva Muller-Allan. Todburn House, Earlsferry.