Another week, another new Audi. Two new Audis, in fact. The German car maker has announced a couple more additions to its Q line up of SUVs. The Q4 is a coupe-SUV hybrid that will go up against the BMW X4 and Mercedes GLC Coupe. As its name suggests, it’ll be positioned between the compact Q3 and bigger Q5. At the other end of the scale is the Q8, which will go head to head against the Range Rover. It’s lower and sleeker than the Q7 Audi is also producing. In concept form, it sat only four people, although it seems likely the production version will be a five seater. There’s a 630 litre boot as well. Eagle eyed Audi followers will notice the only SUV slots left to fill are the Q1 and Q6. Watch this space...
Audi’s Q2 was one of the first premium compact SUVs on the market. It sits below the Q3, Q5 and the gigantic, seven seat Q7 in Audi’s ever growing range. Although it’s about the same size as the Nissan Juke or Volkswagen T-Roc, its price is comparable with the much larger Nissan X-Trail or Volkswagen Tiguan. Even a basic Q2 will set you back more than £21,000 and top whack is £38,000. Then there’s the options list which is extensive to say the least. My 2.0 automatic diesel Quattro S Line model had a base price of £30,745 but tipped the scales at just over £40,000 once a plethora of additions were totted up. Size isn’t everything, however. In recent years there’s been a trend of buyers wanting a car that’s of premium quality but compact enough to zip around town. It may be a step down in size but the Q2 doesn’t feel any less classy than the rest of Audi’s SUV range. The interior looks great and is user friendly in a way that more mainstream manufacturers have never been able to match. The simple rotary dial and shortcut buttons easily trounce touchscreen systems, making it a cinch to skim through the screen’s menus. https://www.youtube.com/watch?v=4eQ5p5Z7-Ek&list=PLUEXizskBf1nbeiD_LqfXXsKooLOsItB0 There’s a surprising amount of internal space too. I took three large adults from Dundee to Stirling and no one complained about feeling cramped. As long as you don’t have a tall passenger behind a tall driver you can easily fit four adults. At 405 litres the boot’s big too – that’s 50 litres more than a Nissan Juke can muster. Buyers can pick from 1.0 and 1.4 litre petrol engines or 1.6 and 2.0 litre TDIs. Most Q2s are front wheel drive but Audi’s Quattro system is standard on the 2.0 diesel, as is a seven-speed S Tronic gear box. On the road there’s a clear difference between this and SUVs by manufacturers like Nissan, Seat and Ford. Ride quality, while firm, is tremendously smooth. Refinement is excellent too, with road and tyre noise kept out of the cabin. It sits lower than the Q3 or Q5 and this improves handling, lending the Q2 an almost go-kart feel. On a trip out to Auchterhouse, with plenty of snow still on the ground, I was appreciative of the four-wheel drive as well. The Q2 is expensive – though there are some good finance deals out there – but you get what you pay for. Few cars this small feel as good as the Q2 does. Price: £30,745 0-62mph: 8.1 seconds Top speed: 131mph Economy: 58.9mpg CO2 emissions: 125g/km
Standing out from the crowd on Tinder can be tough, but with the help of Microsoft PowerPoint a British student has managed just that – and gone viral in the process.Sam Dixey, a 21-year-old studying at Leeds University, made a six-part slideshow entitled “Why you should swipe right” – using pictures and bullet points to shrewdly persuade potential dates to match with him on the dating app. The slideshow includes discussion of his social life and likes, such as “petting doggos” and “laser tag”, and “other notable qualities and skills” – such as being “not the worst at sex” and “generous when drunk”.It even has reviews mocked up from sources such as “Donald Trump”, “Leonardo Di Capri Sun” and “The Times Guide to Pancakes 2011”.Sam told the Press Association the six-slide presentation only took about 20 minutes to make and “started off as a joke”.However, since being posted to Twitter by fellow Tinder user Gracie Barrow, Sam’s slideshow has been shared tens of thousands of times across social media.So, it’s got the seal of approval form Gracie, but how has the slideshow fared on Tinder? “I’d have to say it has been pretty successful,” Sam said. “Definitely a clear correlation of matches and dates beforehand to afterwards.“Most of the responses tend to revolve around people saying ‘I couldn’t help swipe right 10/10’ but I’ve had some people go the extra mile and message me on Facebook.“Plus some people have recognised me outside, in the library and on dates.”A resounding success.
Audi’s relentless release of new models continues with the launch of its smallest SUV. The Q2 goes on sale in the UK next week with prices starting at £22,380. There’s an extensive selection of petrol and diesel power trains as well as the option of front or Quattro four-wheel drive. More models will be added to the range later on, including powerful SQ2 and RSQ2 versions. Aimed squarely at a younger audience, the Q2 has bolder, sharper lines and a different shape to Audi’s bigger SUVs, the Q3, Q5 and Q7. Although it’s clearly meant more for buzzing around cities than growling across farmland, cladding and skid plates lend it an aura of ruggedness. Audi is also offering a range of vibrant colours to deepen the Q2’s appeal to youthful buyers. The interior is as plush as you’d expect from Audi, justifying its price hike over similarly sized SUVs like the Nissan Juke and Honda HR-V. The materials are high quality – softtouch plastics, leather on higher spec cars and brushed aluminium trim elements all blended into a smart-looking package. As standard, drivers get a seven-inch infotainment screen on top of the dashboard. It’s operated through Audi’s rotary dial system that’s far more intuitive and easier to use when on the move than rivals’ touchscreen systems. Among the many options is Audi’s excellent Virtual Cockpit - a 12.3in screen that replaces the manual instruments behind the steering wheel. Overall, the Q2 is 4.7in shorter than the A3 hatchback, but Audi says there’s enough leg and headroom for two adult passengers in the back. Boot space comes in at 405 litres – 50 more than you’ll find in the A3 hatchback and rival Nissan Juke, although it trails the Mini Countryman by the same amount. To begin with, the only diesel option is a 1.6 litre with 114bhp, although a more powerful 184bhp 2.0 litre unit will be added to the range soon. Similarly, the petrol engine range is limited for now but will be expanded by the end of the year. The 1.4 litre, 148bhp unit offered now will be joined by 1.0 litre, 114bhp three cylinder turbo and 2.0 litre, 187bhp options – the latter coming with an S-Tronic automatic gearbox. When it arrives the 1.0 litre petrol version will be the cheapest model in the range with a price tag of £20,230. Courier Motoring has yet to get its hands on the car but early reviews have been very positive and Audi looks to have yet another winner on its hands. email@example.com
First there was the Q7. Then the Q5 and Q3. All have been a phenomenal success for Audi. I’d be surprised if that script changes when the Q2 arrives in November. Audi’s baby SUV is available to order now with prices starting at £22,380. Can’t quite stretch to that? Don’t worry, an entry level three-cylinder 1.0 litre version will be available later this year with a cover tag of £20,230. From launch, there are three trim levels available for the Q2 called SE, Sport and S Line. The range-topping Edition #1 model will be available to order from next month priced from £31,170. While the entry-level 113bhp 1.0-litre unit isn’t available right away, engines you can order now include a 113bhp 1.6-litre diesel and 148bhp 1.4-litre petrol unit, both with manual or S tronic automatic transmissions. Also joining the Q2 line-up from September is the 2.0-litre TDI diesel with 148bhp or 187bhp. This unit comes with optional Quattro all-wheel drive. A 2.0 litre petrol with Quattro and S tronic joins the range next year. Standard equipment for the new Audi Q2 includes a multimedia infotainment system with rotary/push-button controls, supported with sat-nav. Audi’s smartphone-friendly interface, 16in alloy wheels, Bluetooth connectivity and heated and electric mirrors are all also standard for the Audi. Along with the optional Audi virtual cockpit and the head-up display, the driver assistance systems for the Audi Q2 also come from the larger Audi models – including the Audi pre sense front with pedestrian recognition that is standard. The system recognises critical situations with other vehicles as well as pedestrians crossing in front of the vehicle, and if necessary it can initiate hard braking – to a standstill at low speeds. Other systems in the line-up include adaptive cruise control with Stop & Go function, traffic jam assist, the lane-departure warning system Audi side assist, the lane-keeping assistant Audi active lane assist, traffic sign recognition and rear cross-traffic assist.
An award-winning Tayside song writer who immortalised the 50th anniversary of the Tay Road Bridge in music last year has released an EP which pays tribute to the newly opened Queensferry Crossing over the Forth. Perth-born Eddie Cairney, 65, who now lives in Arbroath, has released an album called ‘Sketches o' the QC’ which includes songs dedicated to the “isolated” workers who were employed during construction and contrasts the old Forth Road Bridge to the new crossing with its wind shields designed to keep traffic flowing during storms. Eddie, who delayed the release of the album due to family illness and bereavement, said: “It's just another quirky album like I did for the Tay Road Bridge. https://youtu.be/Z6BblA_Zev4 “As you can probably imagine, how do you write six songs about a bridge? “I usually end up using a process of creative journalism. I get a few facts or even just a single fact and then I let my imagination take over. “With each album early on in the writing process I draw a blank and think there's nothing here I can write about but there's always something to write about. “You just have to hang around long enough and it comes eventually. https://youtu.be/a9NyQAFjDsY “I just took threads from here and there. I was going to call the album The Queensferry Crossing but thought that was a bit boring so I went for Sketches o' the Q.C. “It introduces a bit of ambiguity. If you Google the name you get lots of drawings of court scenes!” Eddie was inspired to write Columba Cannon after reading an article about the general foreman for the foundations and towers. https://youtu.be/y_y1y8oV7vo Eddie said: “It was the name that got me and that gave me the first line of the song "He is a bridge builder wi a missionary zeal" Has to be with a name like Columba!” Fishnet bridge was set in a meditative light, describing the bridge as a “thing of beauty that looks like a big fish net glistening high above the Forth but it is a symbolic fishnet with the song taking the form of an imaginary conversation with the bridge.” https://youtu.be/dJgsl2WQ5G0 “Midday starvation came from an article which highlighted the isolation of the workers working high up on the bridge,” he added. https://youtu.be/Dme-bfCXHRI “If you forget your piece you've had it and you starve for there's no nipping round to the corner shop for a pie. The article also said that a local pizza delivery firm regularly delivered a pallet load of warm pizzas to the bridge so that was "midday salvation"! Meanwhile, The boys frae the cheese is a play on words. https://youtu.be/phtQ2-Xx1I0 He added: “I read an article that said The Forth Estuary Transport Authority (FETA) could have acted sooner and avoided the costly closure of the bridge at the end of 2015.” Eddie is no stranger to music and song influenced by Dundee and wider Scottish history. In 2015 he featured in The Courier for his efforts to put the complete works of Robert Burns to music. With a piano style influenced by Albert Ammons, Champion Jack Dupree and Memphis Slim, and a song-writing style influenced by Matt McGinn, Michael Marra and Randy Newman, the former Perth High School pupil, who wrote the 1984 New Zealand Olympic anthem, has organised a number of projects over the years including the McGonagall Centenary Festival for Dundee City Council in 2002. Last year’s Tay Road Bridge album included a tribute to 19th century poet William Topas McGonagall and also honoured Hugh Pincott – the first member of the public to cross the Tay Road Bridge in 1966. https://www.youtube.com/watch?v=y51tixl9GEs Thanks to The Courier, he also became one of the first to cross the Queensferry Crossing when it opened to the public in the early hours of August 30.
For more than 150 years Perth Show has been a popular, once a year meeting point for the people of the city and the farming community. The show - now the third largest of its type in Scotland – remains as always a showcase for champion livestock but this year holds a much wider appeal for visitors. To be held on Friday and Saturday August 5 and 6 on the South Inch, throughout the two days, trade stands, sideshows, entertainment, activities, music and parades all add to the vibrancy of the show along with a new culinary direction. “For the first time, Perth Show is set to feature a cookery theatre and food and drink marquee,” said show secretary Neil Forbes. “This will bring a new and popular dimension to the visitor attraction. “Perth Show 2016 is also delighted to welcome Perthshire On A Plate (POAP) - a major food festival, celebrating the very best in local produce and culinary talent. “Organised by Perthshire Chamber of Commerce, the two-day festival will run as part of the show and feature celebrity and local chefs, demonstrations and tastings, book signings, food and drink related trade stands, fun-filled activities for ‘kitchen kids’ and a large dining area and pop-up restaurants in a double celebration of food and farming.” Heading the celebrity chef line-up are television favourite Rosemary Shrager (Friday) and spice king Tony Singh (Saturday), backed by a host of talented local chefs including Graeme Pallister (63 Tay Street) and Grant MacNicol (Fonab Castle). The cookery theatre, supported by Quality Meat Scotland, will also stage a fun cookery challenge between students from Perth College and the ladies of the SWI. A range of pop-up restaurants featuring taster dishes from some of the area’s best known eating places will allow visitors to sample local produce as they relax in the show’s new POAP dining area. “We’re trying to create a wide and varied programme of entertainment,” said Mr Forbes. “Late afternoon on Friday will see the It’s A Knockout challenge with teams from businesses throughout Perth and Perthshire competing against each other. “And the first day’s programme will end with a beer, wine and spirit festival where teams can celebrate their achievements and visitors can sample a wide range of locally produced drinks.” This year will also see the reintroduction of showjumping at Perth Show on the Saturday afternoon.
The adoption of a new DNA test to authenticate the pedigree of all Aberdeen-Angus calves will put the breed in the vanguard of genomic technology, retiring Aberdeen-Angus Cattle Society president, Victor Wallace, told a packed annual at Stirling. The society has decided to collect blood samples using special ear tags which incorporate a small uniquely identified receptacle. As the tag is inserted soon after birth the small amount of displaced tissue and blood is captured ready for future DNA testing. Responding to criticism of the society’s decision to use only one company, Caisley, for the collection of samples, Mr Wallace insisted Caisley was the only ear tag company which had the technology to meet the society’s required specification. “We invited a number of ear tag companies to tender and some didn’t bother to reply while others couldn’t meet the spec,” said Mr Wallace. “It is a simple and inexpensive system which most breeders are finding easy to use.” The aim is to collect blood samples from all bull calves to enable the sire of all calves to be verified in the case of any uncertainty or dispute and to authenticate beef being sold as Aberdeen-Angus.” The move by the society has been welcomed by major supermarkets selling Aberdeen-Angus beef. Mr Wallace added: “This process was extensively and rigorously tested with management and council visits to the manufacturers in Germany and the completion of field trials. After this process it was brought back to council and unanimously approved. “Like all changes, there has been some resistance but I am convinced that putting the society in a position to be leading in genomic testing can only be a good one. “We should be leaders, not followers.” Mr Wallace admitted that a £34,000 re-branding exercise carried out over the past year, which included the dropping of the society’s long-established black, green and yellow colours, left room for “significant improvement”. The issue, particularly improvement to the website, would, he said, be addressed in the coming year. The decision to prop up the pension fund of chief executive, Ron McHattie, by £120,000 in four tranches was defended by new president, David Evans, who explained that it was a “catching up” operation as the funding of the pension had not been addressed for 11 years and annuity rates had halved in that time. Mr Evans, who works as a financial adviser, runs a 60-cow pedigree herd in Cleveland with his wife, Penny, and has been chairman of the society’s breed promotion committee. He is planning a series of open days throughout the country this year to promote the commercial attributes of the Aberdeen-Angus breed. “There is a huge and growing demand for certified Aberdeen-Angus beef with the active involvement of most of the leading supermarkets in the UK and registrations in the Herd Book are at a record level and continuing to increase,” said Mr Evans. “But we can’t stand still and it is important that the breed adopts all the latest technology to take the breed forward in the future.” New senior vice-president is Tom Arnott, Haymount, Kelso, while Alex Sanger, Prettycur, Montrose, was appointed junior vice-president.
Audi threw everything it had at the Goodwood Festival of Speed last weekend, with no fewer than nine upcoming models making their UK debuts. One of the most interesting – and affordable – was the new Q2. Audi’s smallest crossover yet, it’ll sit underneath the Q3, Q5 and big ole Q7. It will be available as a front wheel drive or with Audi’s Quattro four-wheel drive system. Under the skin there’s a choice of three TFSI petrol and three TDI diesels, with Audi’s 1.0 litre three-cylinder petrol offering 114bhp, the 1.4 litre four-cylinder sitting below the 187bhp 2,.0 litre TFSI. Diesel options are the 1.6 litre TDI with 114bhp and a pair of 2.0 litre TDIs with 148bhp or 187bhp. It goes on sale later this summer with a starting price expected to be in the region of £20,000. At the other end of the price scale is the R8 V10 Spyder. The 553bhp supercar comes a year after the second generation coupe R8 was released. Audi reckons the new Spyder is 50 per cent stiffer than the last Spyder, and its canvas roof stows beneath a massive rear deck, able to open or close at speeds up to 31mph in 20 seconds. Fuel economy “improves” to just over 24mpg thanks to a new coasting function that idles the engine when it’s not needed. Expect it to cost around £130,000. In between those two extremes are a plethora of other upcoming Audis, including the new S5 Coupe, and the Audi TT RS which first revealed a year ago is hardly new but apparently it had never been seen in the UK before. A couple of Q7s were also at Goodwood, including the Q7 e-tron plug-in hybrid, which returns a claimed 156mpg, and the SQ7 – a diesel with 429bhp. There was also the refreshed A3 range. Audi’s upmarket Golf rival has been given a styling refresh along with a few new engine options. Following a trend for downsizing, there’s a 1.0 litre three -cylinder petrol unit, while a powerful 2.0 petrol engine also joins the range.
Nicola Sargeant, a tax manager at Henderson Loggie, shares advice on how to make the most of the tax year end and some changes for lower earners in the new tax year. With the end of the tax year approaching now is the time to ensure you have fully utilised the reliefs and exemptions available to you as an individual. These include: ISAs Probably the most obvious, but often overlooked, is to use up your ISA entitlement. The cash limit increased significantly from 1 July 2014, when New ISAs (NISAs) were introduced. The NISAs allow any combination of cash and shares up to a maximum of £15,000. Prior to 1 July 2014, there was a limit of £5,940 on cash investments. As announced in the March 2015 Budget, the rate from 6 April 2015 will be £15,240 and from this date you will be able to take out your money and put it back in within the same year, without losing your ISA tax benefits - as long as the repayment is made in the same financial year as the withdrawal. (To see this and other changes announced in the 2015 Budget click here.) Capital Gains Tax (CGT) Annual Exemption The CGT annual exemption (£11,000 for 2014/15) is available for offsetting against capital gains arising in the same year. If unused, the exemption is lost and cannot be carried forward. Pensions Contributions to pension funds should not be overlooked as tax relief is available, albeit there are limits to the amount of tax relief available, on payments into a pension fund. Inheritance Tax (IHT) The first £3,000 of annual transfers is exempt for IHT purposes. If unused, the exemption can be carried forward for use in the next year. Small gifts of £250 to any one person are exempt from IHT. If you are gifting cash each year, it is advisable to make full use of the above exemptions. Tax Efficient Investments in Business Enterprise Certain investments attract income tax relief, although there are limits to the amounts that can be invested each year. Such investments include the Enterprise Investment Scheme (EIS), Seed Enterprise Investment Scheme (SEIS) and Venture Capital Trusts (VCT). EIS A qualifying EIS company must meet several criteria and be an unquoted trading company. Income tax relief is only available if the individual does not have a connection with the company. A connection would be someone that has been an employee or director or controls more than 30% of the company. Income tax relief is given at 30% of the amount invested, up to a maximum investment of £1,000,000. The relief is given as a tax reducer and, therefore, will only reduce your income tax liability and would not create a tax repayment. Capital gains arising from disposals in the 36 months before or 12 months after the EIS investment can be deferred. The gain deferred is then taxable when the EIS shares are sold or no longer qualify as EIS shares. SEIS Similar to EIS but focuses on smaller companies in the early stages of setting up business in a qualifying trade. Maximum amount of investment is significantly less at £100,000 but income tax relief is given at 50%. Again, as with EIS, this reduces your income tax liability. For SEIS subscriptions, a reinvestment relief is available for CGT on gains arising in the same year. Half of the amount invested can be used to reduce or eliminate capital gains arising in the same year. VCT VCTs are quoted companies investing in qualifying unquoted trading companies. The income tax relief is at the same rate as for EIS (30%) but the maximum investment is restricted to £200,000. Another highlight to a VCT investment is that the dividend income received from VCTs is exempt from income tax. If certain criteria are met, the sale of shares in all three of the above types of investments is exempt from CGT. Looking ahead to the next tax year, for lower earners, there are a two changes from April 2015 that you should be mindful of: the savings income nil rate band and personal allowance transfer. Read more helpful information on end of year tax planning both for individuals and business owners here. Savings Income Nil Rate Band From April 2015, the savings rate band for income tax reduces from 10% to 0%, which means individuals with savings income of less than £15,600, may not pay any tax. This will be extended from April 2016 as announced in the March 2015 Budget. There will be no tax due on the first £1,000 (or £500 for higher rate taxpayers) of interest earned on savings. If you expect your total income to be less than £15,600 for 2015/16 (£15,660 if born before 6 April 1938), you may be able to ask your bank to pay your interest gross (without deduction of tax). This is done by completing HMRC’s form R85 and handing this in to your bank. Unless they receive a signed R85 from you, banks are required by law to pay interest on non-ISA accounts net of 20% tax (ISA accounts are exempt from income tax and are paid gross). There are, however, some types of non-ISA accounts which are paid gross and your bank could advise on this. HMRC also have an online tool, which can be found at http://www.hmrc.gov.uk/tools/r85/r85-2015.htm, for helping you to determine if you can apply to receive your interest gross. If you are required to complete tax returns, any tax overpaid on your investment income can be claimed via self assessment. If your spouse has low income, it may be worthwhile transferring part of your interest generating investments to your spouse to fully utilise both of your personal allowances and savings nil rate bands. Personal Allowance Transfer From April 2015, for basic rate taxpayers, it is possible to transfer £1,060 of your personal allowance to your spouse. This means that if your spouse does not use all of their personal allowance, up to £1,060 of the allowance can be transferred to you, which would result in a tax saving of up to £212. If this is of interest to you, you can let HMRC know by registering at the following link: https://www.gov.uk/government/news/registration-opens-for-new-married-couples-tax-break and HMRC will email you once it is possible to claim. HMRC have still to confirm how the transfer will operate and, hopefully, we will have more information on this soon. For more information email firstname.lastname@example.org. This is a sponsored article by Henderson Loggie. Find out more at hlca.co.uk.